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Land Fraud Schemes

Over the past years, land fraud or real estate fraud has grown significantly threatening many home and property buyers. Con artists pose as trust worthy real agents or developers and may say that your prospective land or home will be your dream home in a convenient location and in a warm environment. But you may discover later that it is otherwise, far from conveniences, recreation and everything else. Therefore, before making any investments, it is very essential that you take a look at your land or your house personally. Visit the property and decide yourself whether or not you want to buy the place. Research and talk to people about the neighborhood. And most of all, take caution and be wise before you make any investments.

Con artists have also been known to impersonate as the owners of the property or the house. They may forge documents or obtain your personal information and transfer the property, which does not belong to them to their name. So, it is very important that you keep your bank account numbers, credit cards, your birth certificate and other important information safe. Store it away in a secure place to which only you may have access. Also, shred your important documents such as your credit card statements before throwing them away in the garbage. And never reply to spam or emails that ask you to provide you bank account or credit card information or passwords and so on.

When you are buying your home, be very cautious. Have any verbal agreements put into writing. And if they do not comply with these terms, do not go ahead with your deal. Also, obtain a property report and contact the local Better Business Bureau to check if there have been any complaints before against the developer. The United States law requires that each purchaser be provided with a property report with information about the property before signing the contract. So, if a developer does not give you a property report, ask him or her to provide it. If the developer does not provide you the report within two years before signing the agreement, you have the right to cancel it. You also have to right to cancel the agreement within seven days of signing after you have seen the report.

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Spyware has many ways of getting onto your computer, such as:

When you download programs - particularly freeware, or peer-to-peer sharing programs.

More covertly, spyware can install itself just by you visiting certain sites, by prompting you to download an application to see the site properly.

ActiveX controls. These pesky spyware makers will prompt you to install themselves while using your Internet browser