The Danger of Email Scams

Email scams are very dangerous and must be avoided at all costs. Email scams are designed to make you want to participate in the scam and forward it on. However, if you do everything that they ask then you are asking for trouble.

There are a number of different types of email scams and you need to be aware of them all so that you can avoid them.

Phishing Emails

Phishing emails are perhaps some of the most dangerous scams that curse the internet. Phishing scams rely on the insecurity of email. Email is not very secure and it's actually very easy for people to fake where an email comes from.

A phishing email is designed to get hold of some of your personal details. Most of the phishing scams that are discussed on the internet talk about scams designed to steal your bank account numbers and passwords. However, this is not the only thing that these scammers are interested in.

The way most of these scams work is that you receive an email which appears to be from your bank or other trusted organization. They spin you some line about needing to update your account security. You will then need to click on a link in the email and enter your account number and security codes.

This works because the scammers have become so skilled at creating websites that they can make a site which looks exactly like your bank. The way to get around this is make sure that you never click on any links inside emails. Instead visit the site yourself, or contact your bank for more details.

Also use your common sense - Do you really think that your bank would ever ask for these details? Just to be safe, talk to your bank to make sure and report the scam so that nobody else falls for it.

Chain Letters

Another type of scam that involves your email is chain letters. Many people view chain letters as a mere annoyance and not something to worry about.  However, these seemingly innocent letters can be extremely dangerous and are more than just another annoying type of spam.

There are a number of ways that scammers can use chain letters to get hold of your personal details and your hard earned cash. Many chain letters will ask you to give a small amount of money and then in return receive a large amount of money. If you fall for these chain letters and give money to someone using PayPal, or any other means, then you are not likely to make any money.

These types of chain letter have been around for a very long time and they never work. Make sure that you never fall for chain letter scams.

There are plenty of email scams floating round the internet at the moment. You need to educate yourself so that you don't fall for these simple scams in the future.

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Identity theft comes in many forms.

A person\92s identity can be 'borrowed' for the purpose of creating fictional credit cards or a person\92s entire identity can be usurped to the point where they can have difficulty proving that they really are who they claim to be.

Up to 18% of identity theft victims take as long as four years to realize that their identity has been stolen.

There are many ways to protect your personal identity and many steps you can take to prevent your identity from being stolen:

*Never give out unnecessary personal information
*Never provide bank details or social security numbers over the Internet
*Always remain aware of who is standing behind you when you type in your personal credit codes at ATM machines and at supermarket checkout swipe machines.